FAQs

Upstate Insurance Agency

  • What types of insurance that you offer?

    Our agency provides a comprehensive range of insurance options, including auto, homeowners, life, boat, RV and camper, commercial, workers' compensation, and additional coverage types to meet diverse client needs.

  • Do you accept walk-in appointments?

    We welcome walk-in clients, and a licensed agent is always available at our office. However, certain situations may require scheduling an appointment in advance to ensure we can provide the best service.

  • What are your three locations?

    Our agency maintains three convenient locations to serve you: Seneca, SC; Salem, SC; and Walhalla, SC.

  • What is the difference between replacement cost and actual cash value?

    Replacement cost is the amount of money needed to repair or replace damaged property with new items of similar kind and quality at today's prices, without deducting for depreciation. Actual cash value is is the amount of money needed to repair or replace damaged property, minus the decrease in value due to age, wear and tear, or depreciation