Personal Insurance Solutions

At Upstate Insurance Agency, we've been safeguarding the lives and assets of our community members since 1979. As an independent agency with deep roots in Oconee County and the surrounding areas, we understand the unique insurance needs of our region. Our team of licensed agents is committed to providing tailored solutions unique to your circumstances that offer the peace of mind and comprehensive coverage you need.

With nearly five decades of experience, we've honed our ability to customize insurance packages that fit your specific circumstances. Our family- and veteran-owned business takes pride in offering free quotes within one to two business days, ensuring you can make informed decisions about your insurance needs without delay. Let's explore the various personal insurance options we offer to protect what matters most to you. Contact us today to learn more.

Auto Insurance

Upstate Insurance Agency's auto insurance policies are designed to keep you protected on the road. We'll work with you to find the right coverage for your vehicle, driving habits, and budget. From liability protection to comprehensive coverage, we'll ensure you're not left vulnerable in case of an accident or unforeseen event.

Homeowners Insurance

Your home is likely your most valuable asset. Our homeowners insurance policies provide robust protection for your property and belongings. We'll help you navigate coverage options for everything from fire and theft to natural disasters, ensuring your home and possessions are well-protected.

Liability Insurance

Liability risks are a part of everyday life. Our liability insurance options can protect you from financial losses if you're found responsible for injury to others or damage to their property. We'll assess your specific situation and recommend appropriate coverage levels to safeguard your assets.

Life Insurance

Secure your family's financial future with our life insurance policies. We offer various types of life insurance, including term and permanent options. Our agents will help you determine the right coverage amount and policy type to ensure your loved ones are taken care of in your absence.

Property Insurance

Beyond homeowners insurance, we offer property insurance for various types of real estate. Upstate Insurance Agency provides tailored coverage to protect your investments from potential risks and liabilities.

Renters Insurance

Our renters insurance policies protect your personal property and provide liability coverage, giving you peace of mind in your rented space. We'll help you find affordable coverage that meets your specific needs.

Umbrella Insurance

For those seeking extra protection, our umbrella insurance policies provide an additional layer of liability coverage. This can be crucial in today's litigious society, offering protection beyond standard policies.